Credit Cards Explained
Chime is a Monkey Credits Advertiser, See: Advertiser Disclosure
  • No annual fee or interest.
  • No credit check to apply.
  • No minimum security deposit required³.

KEY BENEFITS

  • No annual fee or interest.
  • No credit check to apply.
  • No minimum security deposit required³.
  • Chime Spending Account and $200² qualifying direct deposit required to apply.

See Rates & Fees

At a Glance
Intro Purchase APR None
Intro Purchase APR Period None
Intro Balance Transfer APR None
Intro Balance Transfer APR Period None
Regular APR None
Annual Fee $0

MORE DETAILS

Suggested Credit Building Credit
Note:

Chime is a financial technology company, not a bank. Banking services and debit card issued by The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A.
² Chime Spending Account and $200 qualifying direct deposit required to apply for the secured Chime Credit Builder Visa® Credit Card. See chime.com to learn more.
³ Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month
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On the Chime Secure Website